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Self-employed Contribution Calculator 2026
Estimate your income band, available contribution base and standard RETA payment from your monthly net income.
After deductible expenses and applicable adjustments.
Estimated monthly contribution€360.29
Based on the applicable minimum contribution base of €1,143.79.
- 2026 income band
- General table · band 4
- Available base within the band
- €1,143.79 – €1,850.00
- Estimated standard rate
- 31.5%
- Estimated annual cost
- €4,323.53
Indicative estimate. Check the assumptions, exclusions and official sources before making a decision.
This is an indicative estimate based on the information entered. Review the assumptions before making a tax or financial decision.
Methodology and sources Reviewed 28 August 2026 · We do not store the amounts you enter
Validity and privacy
- Effective from
- 1 January 2026
- Valid through
- 31 December 2026
- Privacy
- The calculation runs in your browser.
Main assumptions
- The contribution shown uses the minimum base for the applicable income band.
- The estimated standard rate is 31.50% of the selected base.
Not included
- Allowances, multiple employment, street trading and transitional situations.
- The reduced contribution for new registrations is not applied without a verified official 2026 amount.
Official sources
Frequently asked questions about Self-employed contributions
Can my final contribution be different?
Yes. You choose a base within the permitted band, and Social Security later adjusts the amount using your final income.
What if I am a company-linked self-employed worker?
Special minimum bases may apply. The calculator includes the relevant general floor, but your particular circumstances should be reviewed.
Does it include the flat-rate contribution?
No. The €80 amount was set on a transitional basis through 2025. If you are newly registered, the calculator reminds you to check the reduced contribution currently in force.
When the estimate is not enough
We put the numbers in context.
Speak to a Numonis adviser about your specific tax, employment or financial situation.